Stacey Shiner

Equine Insurance

Focuses on personalized service

and comprehensive coverage options.

LEARN MORE ABOUT EQUINE COVERAGE

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Comprehensive Protection

Mortality Insurance

Major Medical Coverage

Loss of Use

Liability Insurance

Theft & Straying

Additional Colic Coverage

Stallion Infertility

Foal Coverage

Short-Term Policy

Customizable Plans

Choice of Coverage Levels

Deductible Options

Add-ons & Extensions

Value-Adjusted Policies

Bundled Discounts

Expert Support

Industry Knowledge

Customized Advice

Claims Assistance

Risk Assessment & Management

Ongoing Support & Updates

Specialized Expertise in Equine Insurance

Why Choose Stacey Shiner Equine Insurance

Our deep understanding of the equine industry sets us apart. With years of experience and a team of experts who are passionate about horses, we provide insights and advice that general insurers simply can't match.

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24/7 Support

Accidents and emergencies don’t adhere to business hours. With our 24/7 support, you can initiate a claim or get crucial insurance advice when you need it most, ensuring that you receive prompt attention and guidance.

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Tailored Insurance Solutions

Recognizing that no two horses or owners are alike, we offer customizable insurance plans that cater specifically to your needs. Whether it’s for a beloved family pony or a high-performance competition horse, our policies are designed to offer the best protection.

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Exceptional Customer Service

Our commitment to our clients is unwavering. We provide dedicated support throughout your policy’s lifetime, from initial consultation to claim handling. Our knowledgeable staff ensures that your inquiries and claims are handled efficiently and with the utmost care.

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Proactive Risk Management

We go beyond merely insuring against potential losses. Our approach includes offering preventative advice and resources to help you reduce risks, ensuring that your equine partners stay safe and healthy.

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Transparent and Competitive Pricing

With no hidden fees and a clear explanation of policy details, our pricing structure is straightforward and competitive. We believe in providing value that you can see and understand.

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Strong Industry Connections

Our established relationships within the equine community and the insurance industry enable us to provide additional benefits to our clients, including access to specialized services and care.

Our Solutions


Whether you own a single family horse, manage a stable of competitive athletes, or run a breeding operation, our insurance plans are tailored to meet the specific needs of your equine companions.

Mortality Insurance


Covers the death of a horse as a result of illness, injury, or accident, or theft providing financial compensation to the owner.

Major Medical Coverage

This includes veterinary care for accidents, illnesses, and injuries. It can cover surgeries, medications, and other medical expenses.

Loss of Use


Insurance that compensates the owner if the horse can no longer perform the activities it was insured for, due to an accident or illness.

Liability Insurance


Protects the owner if the horse causes injury to someone or damages someone’s property, covering legal fees and potential settlements.

Theft & Straying

Provides coverage if a horse is stolen or goes missing.

Additional Colic Coverage


Adding colic coverage to an equine insurance plan is a vital consideration for horse owners, given that colic is one of the most common and potentially costly medical issues horses can face.

Stallion Infertility



Stallion infertility coverage is a specific type of insurance tailored for owners and breeders of stallions to protect against financial loss due to a stallion becoming infertile or subfertile. This can be due to an accident, illness, or disease. Here’s how such coverage can be structured and highlighted within equine insurance offerings

Foal Coverage


Foal coverage in equine insurance is specifically designed to protect the investment in newborn foals, covering various health-related and mortality risks from birth. This type of insurance is vital for breeders and horse owners who face significant financial exposure from the inherent risks in breeding and raising young horses. Here’s how foal coverage can be structured and highlighted within equine insurance offerings:

Short Term Policy


Short-term policies in equine insurance are tailored to meet the temporary needs of horse owners, offering protection for specific events or shorter periods without requiring a long-term commitment. These policies are especially useful in scenarios such as temporary relocation, short-term leasing, or specific competitions. Here's how short-term equine insurance policies can be structured and their benefits:

Insurances for your Equine Athlete


Explore our solutions and let us help you secure the best possible coverage for your horses, so you can focus on what truly matters—enjoying the time with your equine friends.

Frequently Asked Question

What types of equine insurance coverage do you offer?

We provide a variety of insurance options including Full Mortality Insurance, Major Medical Coverage, Liability Insurance, Colic Coverage, and Stallion Infertility Insurance. Each of these can be customized to suit the needs of your horse and your specific circumstances.

How do I determine the right type of coverage for my horse?

Our expert team is here to help you assess your needs based on your horse’s age, health, and the activities you are involved in. We recommend scheduling a consultation to discuss the best coverage options for your situation.

How are premium rates determined?

Premiums are based on several factors including the age, breed, and health of your horse, as well as the type and amount of coverage you choose. Risk factors such as the horse’s activity level and competition schedule also play a role.

What is the process for filing a claim?

To file a claim, contact our claims department as soon as possible after the incident. We will guide you through the necessary steps, which include submitting any required documentation and coordinating with veterinarians for medical claims.